Discount for combined buildings and contents cover
Up to £500,000 rebuild cover under Buildings insurance
If your home is built from non-standard materials then your property may be at greater risk of damage, or have an increased rebuild cost compared to homes made from standard materials. For this reason, many mainstream insurers won’t cover non-standard construction homes. PolicyCastle’s panel of insurers wants to protect specialist risks, and does cover non-standard construction homes.
It is important that you provide the right details about your property so that we can help you find the right cover. Sometimes a house may look like it is made from bricks, but these are just a façade covering other materials. If you in doubt, then your mortgage documents may provide more information, or you could ask a qualified surveyor to survey your home.
What is a non-standard construction property?
Standard construction is generally regarded as walls made from brick or stone, and roofs made from tile or slate.
Maintenance of non-standard construction homes can be an ongoing task; catching a problem early means that it can be fixed before more serious damage is caused. Heating a non-standard home may be expensive, so having an annual boiler service may well save money, as well as improving insulation with lagging in the loft and double glazing on windows.
Want to learn more?
If you would like further information regarding the PolicyCastle non-standard construction home insurance, please fill in your details below and a member of our team will be in contact.
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Looking to do some improvements or renovations to your property? Whether the works require you to vacate your property or not, always advise your insurer prior to the works beginning. Be prepared to have a Schedule of Works to hand, showing full details of the works to be carried out.